Mortgage Registration
Authentication of the process of mortgaging a real estate or a real estate unit preventing the owner of the real estate or the real estate unit to dispose it of except after the approval of the mortgagor
Required Documents
- Individuals ( The original title deed or ownership certificate )
- Individuals ( Proof of the customer's identity (identity / passport) or his legal representative)
- Individuals ( NOC from Ajman Sewerage )
- Individuals (Letter from the mortgage authority )
- Individuals (No objection letter from the developer of the real estate units )
- Businesses (The original title deed or ownership certificate )
- Businesses (Proof of the customer's identity (identity / passport) or his legal representative)
- Businesses (NOC from Ajman Sewerage)
- Businesses (Letter from the mortgage authority )
- Businesses (Establishment contract and commercial license for institutions and companies)
- Businesses (No objection letter from the developer of the real estate units)
- Government Agencies (The original title deed or ownership certificate )
- Government Agencies ( Proof of the customer's identity (identity / passport) or his legal representative)
- Government Agencies ( Letter from the mortgage authority )
- Government Agencies ( No objection letter from the developer of the real estate units )
Process
- Submitting the application request and required documents through the E-services portal
- Reviewing and approving the application by the concerned sections in AjmanRe Department.
- Personal presence of the concerned parties on Ajmanre headquarters to sign the contract/
- Fees Payment
- Receiving the title deed/certificate during the official working hours from AjmanRe Department headquarters
Service Fees
- 0.5% of the value of the mortgage with a minimum of AED 1,000.00
- AED 350.00 fees for issuing of ownership certificate or title deed
Service Duration
- 9 Minutes
Service Channels
- Customers Happiness Center
- E-service portal
- AjmanRe mobile application