Mortgage Registration

Authentication of the process of mortgaging a real estate or a real estate unit preventing the owner of the real estate or the real estate unit to dispose it of except after the approval of the mortgagor

Required Documents

  • Individuals ( The original title deed or ownership certificate )
  • Individuals ( Proof of the customer's identity (identity / passport) or his legal representative)
  • Individuals ( NOC from Ajman Sewerage )
  • Individuals (Letter from the mortgage authority )
  • Individuals (No objection letter from the developer of the real estate units )
  • Businesses (The original title deed or ownership certificate )
  • Businesses (Proof of the customer's identity (identity / passport) or his legal representative)
  • Businesses (NOC from Ajman Sewerage)
  • Businesses (Letter from the mortgage authority )
  • Businesses (Establishment contract and commercial license for institutions and companies)
  • Businesses (No objection letter from the developer of the real estate units)
  • Government Agencies (The original title deed or ownership certificate )
  • Government Agencies ( Proof of the customer's identity (identity / passport) or his legal representative)
  • Government Agencies ( Letter from the mortgage authority )
  • Government Agencies ( No objection letter from the developer of the real estate units )

Process

  • Submitting the application request and required documents through the E-services portal
  • Reviewing and approving the application by the concerned sections in AjmanRe Department.
  • Personal presence of the concerned parties on Ajmanre headquarters to sign the contract/
  • Fees Payment
  • Receiving the title deed/certificate during the official working hours from AjmanRe Department headquarters

Service Fees

  • 0.5% of the value of the mortgage with a minimum of AED 1,000.00
  • AED 350.00 fees for issuing of ownership certificate or title deed

Service Duration

  • 9 Minutes

Service Channels

  • Customers Happiness Center
  • E-service portal

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