Registration Of Amendment Of Mortgage From An Owner To Another Without Prejudice To The Mortgage (Complementary)

Authentication of the process of increasing the mortgage duration or increasing the amount or modifying the remarks relevant to a real estate or a real estate unit, preventing the owner of the real estate or the real estate unit to dispose it of except after the approval of the mortgagor

Required Documents

  • Individuals ( The original title deed of a property or ownership certificate of a real estate unit)
  • Individuals ( The original mortgage contract )
  • Individuals ( Approval letter from the mortgage authorities)
  • Individuals ( Passport copy (for non-residents))
  • Individuals ( Clearance of sanitation)
  • Individuals ( No objection certificate from the developer)
  • Businesses ( The original title deed of a property or ownership certificate of a real estate unit)
  • Businesses ( The original mortgage contract)
  • Businesses ( Approval letter from the mortgage authorities)
  • Businesses ( Passport copy (for non-residents))
  • Businesses ( Clearance of sanitation)
  • Businesses ( Establishment contract and commercial license for institutions and companies)
  • Businesses ( No objection certificate from the developer)
  • Government Agencies ( The original title deed of a property or ownership certificate of a real estate unit)
  • Government Agencies ( The original mortgage contract)
  • Government Agencies ( Approval letter from the mortgage authorities)
  • Government Agencies (Passport copy (for non-residents)
  • Government Agencies ( No objection certificate from the developer)

Process

  • Submitting the application request and required documents through the E-services portal
  • Reviewing and approving the application by the concerned sections in AjmanRe Department.
  • Personal presence of the concerned parties on Ajmanre headquarters to sign the contract/
  • Fees Payment
  • Receiving the title deed/certificate during the official working hours from AjmanRe Department headquarters

Service Fees

  • 0.5% of the value of the increase with a minimum of AED1,000.00
  • AED500.00 fees for amendment of mortgage duration
  • AED500.00 amendment of the particulars of the mortgage (other than the value and the duration)
  • AED350.00 issuance of title deed and ownership certificate.

Service Duration

  • 9 Minutes

Service Channels

  • Customers Happiness Center
  • E-service portal

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